Howard Reynolds

Regional Consultant

Contact Info




(805) 559-4960



San Diego, CA


Howard Reynolds joined YOUNG & Associates in 2022 as a Regional Building Consultant assigned to the Southwest region. Throughout his 30yr + career in the construction and insurance industries, Howard has been involved with a wide variety of construction projects and first and third-party property loss assessment including high end high net worth residential properties and commercial buildings. He is well versed from routine to complex large loss damage assessment-estimating with extensive experience in insurance loss, mitigation, environmental services, dispute resolution, coverage-difficult loss adjustment, appraisal-mediation services involving plaintiff attorney, public adjuster, and difficult contractor involvement. Additionally, Howard’s experience includes catastrophic property loss assessment throughout the United States with multiple types of peril including earthquake, earth movement, surface-subsurface water, flood, construction defect, and weather-related loss. His experience level, professional skill sets, and customer service complements the dynamic team environment at YOUNG & Associates.


  • State Farm Insurance Co. Independent Adjuster Certification
  • American Technologies, Inc. Seminar: Health Affects/Microbiology; Case Studies and mold growth, testing techniques
  • UCLA Environmental Management Certification Program Studies
  • Insurance Adjuster Certifications: FEMA/NFIP, CEA, TWIA/TFPA Residential/Commercial, Florida Citizens Commercial, Federated-National, Farmers Insurance, American Family (Basic), Germania, Hanover Insurance
  • CA Licensed Insurance Adjuster
  • CA Licensed General Contractor
  • Licensed Insurance Adjuster AZ NV WA TX FL MI LA

Representative Consulting Assignments

  • Multi-Unit-Level Commercial Apartment Buildings  |  Renovation  |  $8M
  • Multi-Level-Units High Rise Condominium Building  |  Hurricane  |  $3M
  • Multi-Level Hotel  |  Hurricane  |  $3M
  • High End Residential Dwellings  |  Fire/Smoke  |  $1M

Professional Experience

  • 2022 - Current  |  Regional Consultant  |  YOUNG & Associates
  • 2020 - 2022  |  Senior Building Consultant  |  Keystone Experts+Engineers
  • 2003 - 2021  |  General Property Adjuster  |  Reynolds Insurance Services
  • 1997 - 2002  |  Independent Property Adjuster  |  
  • 1994 - 1997  |  Building Consultant  |  Projexx Corp - Co-Founder/Co-Principle Owner
  • 1984 - 1993  |  Owner/Contractor  |  Z and R Contractors


  •   |  Arlington, TX
    Leonard's Insurance Adjuster Training Programs - Intro to Adjusting and Type IV - Fire, Allied Lines, Inland Marine
  • University of California  |  Los Angeles, CA
    Environmental Management Program - Department of Engineering Information Systems Technical Management